Michael Cunningham has served as the Chief Strategy and Digital Officer of Banque Saudi Fransi, the second largest corporate bank in Saudi Arabia, since August 2018. Mr. Cunningham also serves as Co-Founder and CEO of BankCLEARLY, a digital challenger bank with emerging market focus, since January 2016. Prior to BankCLEARLY, Mr. Cunningham was Executive Vice President at Abu Dhabi Commercial Bank where he led Group Strategy and Innovation from 2008 to December 2015. Before that he worked for Barclays in Europe, Asia, Africa and the Middle East where he led the de-novo market entry and establishment of Barclays in India, Pakistan and Namibia. He is a thought leader and digital practitioner of innovation within financial services and is a mentor to new FinTech start-ups at two of the Middle East’s leading accelerators in Saudi Arabia and Lebanon. Mr. Cunningham received a Bachelor of Science with honors from the University of Liverpool.